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Volume 51 Issue 12
January 2020
Article Contents

Citation: Zhao CHEN and Dongsheng DENG. The Development, Risk and Regulation of Internet Finance[J]. Academic Monthly, 2019, 51(12): 42-50. shu

The Development, Risk and Regulation of Internet Finance

  • P2P online lending is one of the main forms of internet finance in China, which witnesses both fast expanding and shrinking, absence of regulation and regulation implementation in short period of time, as well as risk accumulation and risk exposure. Based on micro data from P2P online lending, this paper analyzes the development, risk and regulation of P2P lending, paying attention to the relationship between risk exposure and regulation. It provides some new clues for future regulation on internet finance.
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          The Development, Risk and Regulation of Internet Finance

          Abstract: P2P online lending is one of the main forms of internet finance in China, which witnesses both fast expanding and shrinking, absence of regulation and regulation implementation in short period of time, as well as risk accumulation and risk exposure. Based on micro data from P2P online lending, this paper analyzes the development, risk and regulation of P2P lending, paying attention to the relationship between risk exposure and regulation. It provides some new clues for future regulation on internet finance.

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